> ## Documentation Index
> Fetch the complete documentation index at: https://docs.orafi.app/llms.txt
> Use this file to discover all available pages before exploring further.

# Create Fiat Payout

> Initiate a fiat payout to a bank account



## OpenAPI

````yaml POST /transactions/payout/fiat
openapi: 3.0.3
info:
  title: OraFi Merchant API
  description: Seamless crypto payments API for merchants
  version: 1.0.0
  contact:
    name: OraFi Support
    email: support@orafi.app
servers:
  - url: https://api.orafi.app/v1
    description: Production server
  - url: http://localhost:3000/v1
    description: Local development server
security: []
tags:
  - name: Paylinks
    description: Paylink management endpoints
  - name: Payments
    description: Payment creation and verification endpoints
  - name: Customers
    description: Customer management endpoints
  - name: Transactions
    description: Transaction retrieval and payout endpoints
  - name: Refunds
    description: Refund management endpoints
  - name: Webhooks
    description: Webhook registration and management
  - name: Profile
    description: Business profile settings
  - name: Settlements
    description: Settlement account management
  - name: Fiat
    description: Fiat-related endpoints
  - name: Business
    description: Business mode and settings
  - name: Notifications
    description: Notification preferences
  - name: Subscriptions
    description: Subscription plans and customer subscriptions
paths:
  /transactions/payout/fiat:
    post:
      tags:
        - Transactions
      summary: Create fiat payout
      description: Initiate a fiat payout to a bank account
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              properties:
                amount:
                  description: Payout amount
                  type: number
                  example: 10000
                accountId:
                  description: ID of a saved fiat settlement account
                  type: string
                  example: fiat_acc_123
                accountIdentifier:
                  description: >-
                    Bank account number to use when a saved account is not
                    provided
                  type: string
                  example: '1234567890'
                bankCode:
                  description: >-
                    Bank code to use with accountIdentifier when a saved account
                    is not provided
                  type: string
                  example: '044'
                save:
                  description: Save the provided bank account for future payouts
                  type: boolean
                  example: false
              required:
                - amount
      responses:
        '201':
          description: Fiat payout created successfully
          content:
            application/json:
              schema:
                type: object
                properties:
                  success:
                    type: boolean
                    example: true
                  message:
                    type: string
                    example: Fiat payout initiated successfully
                  data:
                    $ref: '#/components/schemas/Payout'
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/Unauthorized'
      security:
        - apiKey: []
components:
  schemas:
    Payout:
      type: object
      properties:
        id:
          description: Payout unique identifier
          type: string
          example: payout_abc123
        walletAddress:
          description: Destination wallet address
          type: string
          example: '0x742d35Cc6634C0532925a3b844Bc9e7595f0bEb'
        network:
          description: Blockchain network
          type: string
          example: SUI
          enum:
            - SUI
        amount:
          description: Payout amount
          type: string
          example: '10.50'
        status:
          description: Payout status
          type: string
          example: CONFIRMED
          enum:
            - INITIALIZED
            - CONFIRMED
            - FAILED
        txDigest:
          description: Transaction digest
          type: string
        createdAt:
          description: Creation timestamp
          type: string
          format: date-time
  responses:
    BadRequest:
      description: Bad request - Invalid input or validation error
      content:
        application/json:
          schema:
            type: object
            properties:
              success:
                type: boolean
                example: false
              message:
                type: string
                example: Validation error message
    Unauthorized:
      description: Unauthorized - Missing or invalid API key
      content:
        application/json:
          schema:
            type: object
            properties:
              success:
                type: boolean
                example: false
              message:
                type: string
                example: Unauthorized access
  securitySchemes:
    apiKey:
      type: apiKey
      in: header
      name: x-api-key
      description: API key for merchant authentication required for most endpoints

````