> ## Documentation Index
> Fetch the complete documentation index at: https://docs.orafi.app/llms.txt
> Use this file to discover all available pages before exploring further.

# Fiat Settlements

> Manage bank accounts for fiat payouts and withdrawals.

## The fiat account object

A fiat settlement account is a saved bank account linked to your business profile. Once added, it can be used as a payout destination for fiat withdrawals.

<ResponseField name="id" type="string">
  Unique identifier for the fiat settlement account.
</ResponseField>

<ResponseField name="bankName" type="string">
  Name of the bank (e.g. "Access Bank").
</ResponseField>

<ResponseField name="bankCode" type="string">
  Bank code used for transfers (e.g. "044").
</ResponseField>

<ResponseField name="accountName" type="string">
  Name on the bank account.
</ResponseField>

<ResponseField name="accountNumber" type="string">
  Bank account number.
</ResponseField>

<ResponseField name="isPrimary" type="boolean">
  Whether this is the primary settlement account for the profile. Only one account can be primary.
</ResponseField>

<ResponseField name="profileId" type="string">
  Business profile that owns this settlement account.
</ResponseField>

<ResponseExample>
  ```json The fiat account object theme={null}
  {
    "id": "f3a1b2c4-5d6e-7f8a-9b0c-1d2e3f4a5b6c",
    "bankName": "Access Bank",
    "bankCode": "044",
    "accountName": "Chidi and Co.",
    "accountNumber": "0123456789",
    "isPrimary": true,
    "profileId": "84a9f045-8a21-4ce4-a7a0-828265c0021b"
  }
  ```
</ResponseExample>

***

## Manage fiat settlement accounts

Fiat settlements allow you to add and manage bank accounts for receiving payouts.

| Method   | Endpoint                | Description            |
| -------- | ----------------------- | ---------------------- |
| `GET`    | `/settlement/fiat`      | List all fiat accounts |
| `POST`   | `/settlement/fiat`      | Add a new bank account |
| `PATCH`  | `/settlement/fiat/{id}` | Update a bank account  |
| `DELETE` | `/settlement/fiat/{id}` | Delete a bank account  |

See the individual endpoint pages for detailed request and response examples.