> ## Documentation Index
> Fetch the complete documentation index at: https://docs.orafi.app/llms.txt
> Use this file to discover all available pages before exploring further.

# Add Fiat Settlement Account

> Add a bank account for fiat settlements



## OpenAPI

````yaml POST /settlements/fiat
openapi: 3.0.3
info:
  title: OraFi Merchant API
  description: Seamless crypto payments API for merchants
  version: 1.0.0
  contact:
    name: OraFi Support
    email: support@orafi.app
servers:
  - url: https://api.orafi.app/v1
    description: Production server
  - url: http://localhost:3000/v1
    description: Local development server
security: []
tags:
  - name: Paylinks
    description: Paylink management endpoints
  - name: Payments
    description: Payment creation and verification endpoints
  - name: Customers
    description: Customer management endpoints
  - name: Transactions
    description: Transaction retrieval and payout endpoints
  - name: Refunds
    description: Refund management endpoints
  - name: Webhooks
    description: Webhook registration and management
  - name: Profile
    description: Business profile settings
  - name: Settlements
    description: Settlement account management
  - name: Fiat
    description: Fiat-related endpoints
  - name: Business
    description: Business mode and settings
  - name: Notifications
    description: Notification preferences
  - name: Subscriptions
    description: Subscription plans and customer subscriptions
paths:
  /settlements/fiat:
    post:
      tags:
        - Fiat
      summary: Add fiat settlement account
      description: Add a bank account for fiat settlements
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              properties:
                bankCode:
                  description: Bank code
                  type: string
                  example: '044'
                accountNumber:
                  description: Bank account number
                  type: string
                  example: '1234567890'
                isPrimary:
                  description: Set as primary settlement account
                  type: boolean
                  example: false
              required:
                - bankCode
                - accountNumber
      responses:
        '201':
          description: Fiat settlement account added successfully
          content:
            application/json:
              schema:
                type: object
                properties:
                  success:
                    type: boolean
                    example: true
                  message:
                    type: string
                    example: Fiat account validated and added successfully!
                  data:
                    type: object
                    properties:
                      revolvedAccount:
                        $ref: '#/components/schemas/FiatAccount'
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/Unauthorized'
      security:
        - apiKey: []
components:
  schemas:
    FiatAccount:
      type: object
      properties:
        id:
          description: Account unique identifier
          type: string
          example: fiat_acc_123
        bankName:
          description: Bank name
          type: string
          example: Access Bank
        bankCode:
          description: Bank code
          type: string
          example: '044'
        accountNumber:
          description: Bank account number
          type: string
          example: '1234567890'
        accountHolder:
          description: Account holder name
          type: string
          example: John Doe
        isPrimary:
          description: Is this the primary settlement account
          type: boolean
          example: true
        createdAt:
          description: Creation timestamp
          type: string
          format: date-time
  responses:
    BadRequest:
      description: Bad request - Invalid input or validation error
      content:
        application/json:
          schema:
            type: object
            properties:
              success:
                type: boolean
                example: false
              message:
                type: string
                example: Validation error message
    Unauthorized:
      description: Unauthorized - Missing or invalid API key
      content:
        application/json:
          schema:
            type: object
            properties:
              success:
                type: boolean
                example: false
              message:
                type: string
                example: Unauthorized access
  securitySchemes:
    apiKey:
      type: apiKey
      in: header
      name: x-api-key
      description: API key for merchant authentication required for most endpoints

````